6 Habits that actually make you poor

Even though you have a nice and stable income, but you are still lacking of money. The stress you got from your wife, not able to pay for family 9, or have to work overtime to get some extra money to survive the month is making your life tiring and you need to know what cause you at the 1st place. Here I listed 10 habits that you did not know you are doing it, but yes u can change it, for a brighter future.

Eating out

Normal people LOVE eating out. especially after they got their pay check. McDonald's, KFC, Johnny's, Starbucks, Marry Brown and much more over priced food are the examples of their favorite places to eat. Yeah they gave excuse "its only once a while." and "the price reasonable compared to the quality of the food.". NONSENSE! Those food is very VERY overpriced. You could buy much more things using 20 MYR. but, u rather use it to buy a cup of coffee.

Outfit shopping

"We gonna gooooo.. SHOPPINGG!" a line from movie White Chicks if u guys remember. Every girl human on earth love shopping. Whether its a new t-shirt or new pair of shoes, we love buying new things to make us feel good having new stuff that people will look into. Ask yourself, "do I really need this item?". Is your old shoes still wearable? if yes, then don't even search or look at new shoes. Don't give a damn about other people. You can look sloppy now, but in the long term, you will win this game if money.

Poor money management

Where does your money goes after you got your pay check? does it go to your personal bank account? then that's it? then it goes to expenses and you gonna wait for the next paycheck. This is the poor man strategy, having only 1 bank account and that's it. According to Robert Kiyosaki, the founder of Rich dad company, rich man cash flow is very different. They have separate and multiple bank account to divide the pay check into more organized flow. and using it, you will have some spare money to use by the end of the month, just by proper management of money.

Did not share your wealth

Did you know that Mark Zuckerberg, the co-founder of Facebook, donate 99% of their Facebook shares for charity? and why you who are just an ordinary person did not do charity at all? They say "The more you give, the more you'll get." In Islam and other religion also encourage their people to share and donate their wealth to the people who needed it more. Don't chase money, but let the money come to you.

Snacks

Snacks like biscuits, candies, peanuts are purely waste of money. They are not needed and MUST be eliminated.

Bills

Using air-conditioning is nice. but too much usage can cause money. It is actually not needed as you can just get a cooler temperature by taking a bath and have a desk fan directly facing you. But to minimize using it, you can set an auto-off at your air-conditioning setting. for example after an hour, it will automatically off. Ironing your cloth too often would also increase the bill. It is advisable to iron a lot of cloth at one time rather than a few cloth but a lot of times throughout the week. And lastly using electronic water heater. After done making your coffee, store the hot water inside a Thermos to use it later for your 2nd cup.

So there you go. 6 points of what that actually dragging you guys down. now go and change it while you can, and i hope you guys can have a better life, financially. :D